Multi-state footprints
A national PPO usually wins here on access even where a regional carrier wins on price.
Franklin and Licking counties
Benefits advice in New Albany
Large corporate campuses and a professional residential base, with a growing share of multi-state employers.
- County
- Franklin and Licking counties
- Employers in band
- 90 employers
- Cost to you
- $0
On the ground
What is different about New Albany
New Albany carries the largest employers in our territory alongside a professional residential base, and it is the place where the multi-state question comes up most often. Groups headquartered here routinely have staff in three or four states.
That makes network footprint, rather than headline premium, the deciding factor in most of the designs we place here. A regional carrier that prices beautifully in Franklin County is the wrong answer for a group with engineers in Austin.
Local notes
Three things we watch here specifically
County split
Part of New Albany falls in Licking County, which affects rating area and occasionally network tier.
Executive carve-outs
Class-based designs are common at this end of the market and need care under non-discrimination rules.
Employer counts are estimates for our target size band, not a directory.
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