Education first
Sessions where nothing is sold in the room
We run these because an informed client is a cheaper client to serve and a happier one to keep. No sign-up sheet at the door, no follow-up call unless you ask for it.
- Cost
- Free
- Languages
- English and Spanish
- Products sold
- None
The calendar
Six sessions we run on a rhythm
Dates below are the recurring pattern. Call the desk to confirm the next actual date and to register.
- SeminarFor individuals
Turning 65: the seven-month window
The enrollment calendar, the Part B decision if you are still working, and the Medigap window you only get once. No products are sold in the room.
What it covers
- Initial Enrollment Period timing
- Creditable coverage and penalties
- Advantage versus Supplement trade-offs
- How Part D tiers work
- WorkshopFor employers
Renewal season for HR: a 150-day calendar
A working session for HR managers and owners: what to do at 150, 120, 90, 60 and 30 days out, and what each carrier will and will not negotiate.
What it covers
- Census hygiene
- Reading a renewal letter
- Contribution modelling
- Enrollment meeting planning
- WebinarFor employers
The ALE question: are we over fifty?
Counting full-time equivalents properly, common-ownership aggregation, the seasonal worker exception, and what changes the January after you cross the line.
What it covers
- The 30-hour threshold
- Part-time roll-up arithmetic
- Affordability safe harbours
- 1095-C coding pitfalls
- WebinarFor individuals
Part D and your drug list
Why the cheapest premium is rarely the cheapest year, how tier placement works, and what the coverage stages mean for your January bill.
What it covers
- Formulary tiers
- Preferred pharmacies
- Coverage stages
- Late enrollment penalty
- SeminarFor individuals
Seguro de salud: sesión en español
A full Spanish-language session covering Marketplace enrollment, subsidies and Medicare basics, run by our bilingual advisors.
What it covers
- Marketplace y subsidios
- Periodos de inscripción
- Medicare básico
- Preguntas abiertas
- WebinarFor individuals
Self-employed: income that moves
Estimating household income when you are 1099, keeping an advance premium tax credit accurate through the year, and where HSAs fit.
What it covers
- Estimating variable income
- Mid-year reporting
- HSA eligibility
- The self-employed deduction
Host one
We will come to your building
Employers, unions, churches and community groups can book any of these sessions on site at no cost. We bring the materials and we do not collect contact details at the door.
- Any session on this page, run at your location
- Evening and shift-friendly times
- Spanish-language delivery by our own advisors
- A recorded webinar version for remote staff
- No attendance list, no follow-up call unless requested
Cannot make a session? Book the desk instead.
Everything covered in these sessions is available one to one, at no cost, whenever suits you.
Independent and multi-carrier. $0 cost to work with us. No pressure scripts.