HSA education
A high-deductible plan with an unfunded HSA is just an expensive deductible. We teach the funding, not just the plan.
Renewal season is open. Groups with a January anniversary should start now — book a renewal review.
Independent and multi-carrier. Licensed in 11 states. No cost to you.
Medicare
Individual and family
Quoting
Compliance
Life stages
Planning
Franklin County
Trades, contractors and young families, where high-deductible designs and HSA education do the most work.

On the ground
Hilliard's mix runs to contractors, trades and owner-operated businesses, with a young family residential base behind them. It is the part of our territory where high-deductible plans paired with a funded HSA genuinely make sense, provided someone explains how the HSA actually works.
It is also where we do the most self-employed work outside the Marketplace season, because so many of the trades here are single-owner operations with one or two employees.
Local notes
A high-deductible plan with an unfunded HSA is just an expensive deductible. We teach the funding, not just the plan.
One W-2 employee can open small group options a sole proprietor cannot reach. We run the census either way.
Construction and landscaping rosters swing. The seasonal worker exception is worth understanding before you rely on it.
Employer counts are estimates for our target size band, not a directory.
Send a census or ask one question. Either way it costs you nothing and nobody will chase you.
Independent and multi-carrier. $0 cost to work with us. No pressure scripts.
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